Finance Designed for Your Reality.
We give credit to people the system ignores. LiteFi provides loans for salaried workers and SMEs using real-life data, not just bank statements. Grow your capital with investment products that show you the issuer, risk, and returns up front. We build financial trust and expansion.
Why Litefi Is Your Best Credit Partner.
Litefi offers responsible loans that fit real lives. We use judgment and data to approve credit for individuals and businesses often overlooked by banks.
Data-Driven Approval
We review financial and non-financial data. Our method finds credit for people the traditional system ignores.
Fast Process
Apply quickly through our simple web app. Get funds in your account in as little as 24 hours.
Loans for Your Reality
We structure financing based on your cash flow or business reality, not one-size-fits-all rules.
Trust and Compliance
We operate under a consumer credit license. All data processing follows Nigeria's data protection framework.
Local Verification
We offer a hybrid approach: digital applications with field verification for inclusive SME lending.
Transparent Terms
Know your repayment schedule and rates up front. We ensure you understand your commitment before borrowing.
Earn Up to 30% Returns on Your Investments.
Take control of your financial future with LiteFi's smart and secure investment options. Watch your money grow faster with potential returns of up to 30% per year. We offer flexible investment plans to help you reach your financial goals, whether it's short-term or long-term wealth building.
Flex Investment:
Enjoy the freedom of free withdrawals while earning high interest.
Goal Investment:
Set specific financial goals and save consistently with attractive returns.
Why Invest with LiteFi?
High Interest Rates
Maximize your earnings with competitive returns.
Secure and Reliable
Trust your savings and investments with our secure platform.
Flexible Options
Choose investment plans that suit your needs and goals.
Easy to Manage
Track your progress and manage your investments effortlessly online.
Calculate Your Future Returns
Estimate your returns and plan your investments with confidence—see how your money can grow over time.
This is a simulation tool and results shown are estimates and do not guarantee actual returns.
INVESTMENT BREAKDOWN
Credit Built for Your Reality.
LiteFi provides fast, responsible financing structured to fit your needs. We approve people the traditional system overlooks.
Salary Loans
Quick funds for salary earners and vetted corporate employees. Access capital based on your monthly income.
Auto Loans
Finance car inventory for dealers. Vehicle owners can also secure cash using their car as collateral.
SME & Business Loans
Capital for small businesses and market traders. Our team performs field verification where needed for inclusion.
Grow Your Capital, Clearly.
LiteFi makes investing transparent and simple. We curate reliable instruments so you can put your money to work responsibly.
Money Market Instruments
Invest in stable, low-risk assets. Secure your capital and earn competitive returns.
Commercial Papers
Fund productive sectors. You see the issuer, the tenor, and the risk rank before you commit funds.
Trust & Compliance
Get an investment certificate for every purchase. Orders are verified for KYC and AML compliance before execution.